Introduction
The 5%ers carved a niche by emphasizing capital scaling over glitzy marketing. Its flagship “Hyper‑Growth” programme lets traders start small and compound up to $4 million while keeping 100 % of profits at the top tier. This piece unpacks how that promise works under the hood.
Core Mechanics
- Starting ticket: choose between $25 k, $50 k, or $100 k instant‑funded accounts (no two‑step evaluation).
- Milestone: each time you bank a 10 % net gain, the firm doubles the account size and pays out the profits.
- Ceiling: iterative doubling caps at $4 m. (the5ers.com)
- Profit split trajectory: 50 % → 75 % → 100 % once the account exceeds $800 k. (the5ers.com)
Fee & Rule Structure
Metric | Hyper‑Growth | High‑Stakes (2‑step) |
Up‑front cost | $95–$495 (varies by entry level) | $39–$495 |
Max total loss | 10 % absolute | 10 % |
Daily loss | 5 % | 5 % |
Profit target | None (instant funding) | 8 % / 5 % phases |
Minimum days | None | 3 per phase |
Data sources: programme FAQ and pricing sheets. (the5ers.com, help.the5ers.com, the5ers.com)
Economic Rationale
Why give 100 % profit at the upper tiers? Two reasons:
- Commission rebates from LPs grow with notional size, letting the firm earn on flow even when it pays out profit.
- Brand halo effect—a viral $4 m headline makes cheaper entry tiers look irresistible.
Case Study: A Perfect‑Run Simulation
- Start at $50 k.
- Hit 10 % → account grows to $100 k, you receive $5 k.
- Repeat cycle 6× → reach $3.2 m and cumulative withdrawals of $640 k.
Time required depends entirely on trader skill; there is no expiration, a contrast to time‑boxed rivals. (help.the5ers.com)
Critiques & Caveats
- Higher fees than two‑step challenges for equivalent buying power.
- Weekend risk—positions can be held open, but swaps accrue.
Conclusion
Hyper‑Growth is less a “get rich quick” path than a gamified compounding schedule. For traders who already pull 1–2 % per month with modest volatility, the exponential scaling structure offers one of the most capital‑efficient ways to reach millions in buying power without external investors.