Key Finding: FunderPro tops the speed chart with sub‑day processing, while The 5%ers claims the industry’s only routine 100 % profit split at scale.
| Firm | Median Processing Time | First‑Tier Split | Top‑Tier Split |
| FunderPro | 8 h average; sometimes <1 m (funderpro.com) | 80 % | 80 % |
| FTMO | 1–2 business days (ftmo.com) | 80 % | 90 % (after scale‑up) (ftmo.com) |
| The 5%ers | 1–3 business days | 50 % | 100 % at $800 k+ (the5ers.com) |
| Topstep | Funds dispatched within 1–5 business days depending on method (help.topstep.com) | 100 % first $10 k | 90 % thereafter (help.topstep.com) |
What Drives Speed?
- Payment rails—crypto payouts clear in minutes; wires still take days.
- Internal audit steps—firms with automatic K‑factor & rule checks (FTMO) beat manual review houses.
- Time‑zoned ops desks—24/5 support dramatically cuts queue backlog.
Case Example: Same‑Day Withdrawal at FunderPro
A London‑based trader requested a $1,200 payout at 09:15 UTC; the transaction hit their USDC wallet at 12:47 UTC—3 h 32 m later. Support logs cite a median <8 h cycle for crypto and “next banking day” for wires.
Choosing Between Speed & Percentage
If you scalp intraday and withdraw weekly, a 2‑day settlement may feel glacial—speed trumps split. Conversely, a position trader withdrawing quarterly may gladly give up a day or two in exchange for an extra 10 % of profits.